AARP is a non-profit, non-partisan organization that helps people over fifty improve the quality of their lives. In January of 2012 they published an article titled Glossary of Scam Terminology. They say, "Back in simpler times, "skimming" involved a flat rock and a lake, "cramming" was what college students did before final exams or in telephone booths (remember them?), and "phishing" was a misspelled way to catch dinner."
Thinking that I'm fairly computer savvy, I guessed I would recognize all of the definitions and know what they meant. But I didn't. For example:
Pharming. When hackers use malicious programs to route you to their own sites — even though you've correctly typed in the address of a site you want to visit. The software stealthily diverts you to a look-alike destination, typically with the goal of gathering personal information for identity theft.
So you might want to brush up on them, just like I did, in case something goes horribly wrong and you have to report an incident to the police or a computer shop, to get a malicious program removed. Click here to read the article.
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